Lata Kumari Pandey | Smart Materials | Best Researcher Award

Ms. Lata Kumari Pandey is a passionate Ph.D. research scholar at IIIT Allahabad specializing in behavioral finance, fintech, and digital payment systems 📊💻. She has qualified JRF (99.98 percentile), NET (twice), and WBSET (Rank 4), showcasing her academic brilliance 🎓📚. Lata has published in SSCI and SCOPUS Q1 journals and holds both a design and a utility patent related to fintech innovation 🔬📑. She actively presents at global conferences and co-authors interdisciplinary book chapters 🌐✍️. With a growing academic footprint and innovation-driven mindset, she exemplifies a future leader in finance research and technology integration 🚀📈.

Ms Lata Kumari Pandey, Indian Institute of Information Technology, Allahabad, India

Profile

SCOPUS

🎓 Education

Ms. Lata Kumari Pandey has maintained a strong academic record throughout her educational journey 🏆📚. She completed her 10th and 12th under the ICSE and ISC boards in Delhi with first-class distinction, scoring 79% and 82.66% respectively 📝🏫. She earned her B.Com (Hons) from Burdwan University with 68.99% and an M.Com from Kazi Nazrul Islam University with 78.81%, both in first class 📊🎓. Currently, she is pursuing her Ph.D. in Management Studies at the prestigious Indian Institute of Information Technology Allahabad, focusing on digital finance and behavioral economics 🔍💼.

📚 Book Chapter

Ms. Lata Kumari Pandey has co-authored impactful book chapters that reflect her expertise in data analytics, behavioral finance, and financial technology 📈🔍. Her work includes a data mining-based analysis of customer reviews on payment apps published in a Springer Nature conference proceeding 💬📊, and a credit card fraud detection study using discriminant analysis presented at the K.J. Somaiya Business Analytics Conference 💳🧠. She also contributed to a BLOOMSBURY publication examining heuristics and herding behavior in millennial investment decisions 🧑‍💼💡. These interdisciplinary contributions highlight her academic versatility and real-world relevance in finance and technology 📘🌐.

🎤 Conference Presentations

Ms. Lata Kumari Pandey has presented eight impactful research papers at prominent national and international conferences 🧠🌍. Her presentations span topics such as credit card fraud detection, digital payment adoption, influence of YouTube on investments, and WhatsApp Pay awareness 💳📱. These include conferences hosted by IIIT Allahabad, IIT Guwahati, Manipur University, and Pacific University, and publications through IEEE Xplore and Springer 🎓📊. Her work highlights innovation in behavioral finance and fintech, reflecting her strong communication skills and scholarly engagement with cutting-edge themes in finance and digital technology 🔍💡.

🛡️ Innovation and Patent

Ms. Lata Kumari Pandey has demonstrated strong innovative capabilities through her contributions to two cutting-edge patents in the fintech domain 🧠💳. She is a co-inventor of a Design Patent titled Social Media Payment Platform Integration Device (2025), aimed at seamless financial transactions via social media platforms 📲🔗. She also co-authored a Utility Patent, Multi-Platform Social Media and Payment Integration Hub with Advanced Security Features and AI-Driven Fraud Detection (2025, Application No. 202411077943 A) 🤖🔐. These patents highlight her applied research excellence and vision for secure, tech-integrated financial ecosystems 🚀💼.

🔬 Research Focus

Ms. Lata Kumari Pandey’s research centers on behavioral finance, fintech adoption, and digital payment technologies 📱💹. Her work explores how individuals perceive risk in cryptocurrency, adopt social media payment platforms, and respond to fintech innovations like e-gold and influencer-driven investments 💡📈. She uses both qualitative and quantitative approaches, including social network analysis and systematic literature reviews, to study user behavior and digital finance ecosystems 🔍🧠. Publishing in top-tier SSCI and SCOPUS Q1 journals, her research contributes to understanding modern financial behaviors, digital trust, and the evolving relationship between technology and financial decision-making 🌐💳.

📘 Publications

Factor Affecting the Risk Perception of Cryptocurrency Investor
Authors: Bhattacharjee Jayshree, Pandey Lata Kumari, Singh Ranjit, Baker H. Kent
Journal: Journal of Behavioral Finance (SSCI, ABDC ‘A’, SCOPUS Q1, IF-1.7)

Measuring Awareness about Mutual Funds: A Study on Bank Employees in Tripura
Authors: Deb Sujit, Singh Ranjit, Pandey Lata Kumari, Yadav Vibha, Deb Sankha Subhra
Journal: International Journal of Accounting & Finance Review (ABDC ‘C’ Category)

Unravelling the Determinants of Social Media Payment Platform (SMPP) Usage: A Qualitative Study on User Intention and Adoption
Authors: Pandey Lata Kumari, Bhattacharjee Jayshree, Singh Ranjit, Singh Ambrish
Journal: Bangladesh Journal of Multidisciplinary Scientific Research (SCOPUS Q3)
📱🔍👥

Beyond the Screen: How YouTube Influencers Shape Equity Investment Decisions
Authors: Pandey Lata Kumari, Singh Ranjit, Baker H. Kent, Rahman Habibur Laskar
Journal: Journal of Theoretical and Applied Electronic Commerce Research (SSCI, ABDC ‘B’, SCOPUS Q1, IF-5.6)
📺📈🎯

Adopting Social Media Payment Platforms: A Systematic Literature Review and Future Research Agenda
Authors: Pandey Lata Kumari, Singh Ranjit, Singh Ambrish
Journal: Academy of Marketing Studies Journal (ABDC ‘B’)
📖💳🧾

Factor Affecting Social Media Payment Platforms: A Social Network Analysis Approach
Authors: Pandey Lata Kumari, Singh Ranjit, Baker H. Kent, Singh Ambrish
Journal: Journal of Service Theory and Practice (ABDC ‘A’, SSCI, SCOPUS Q1, IF-4.9)
🔗📡📊

Fintech Adoption and Dispositional Innovativeness in E-Gold Investment: Evidence from India
Authors: Pandey Lata Kumari, Bhattacharjee Jayshree, Singh Ranjit, Baker H. Kent, Rohit Kumar Sharma
Journal: Journal of Theoretical and Applied Electronic Commerce Research (SSCI, ABDC ‘B’, SCOPUS Q1, IF-5.6)
🪙💡📉

Mr Daniel Ikemiyashiro Higa | Sustainability in Material Science | Best Researcher Award

Mr Daniel Ikemiyashiro Higa, De Montfort University, Peru

Mr. Daniel Ikemiyashiro Higa is an architect and lecturer with a Master’s degree in Architecture and Sustainability from De Montfort University, UK. With over six years of experience in architecture and construction, he focuses on sustainable design and innovative materials. His research on using cardboard as a construction material, published in Sustainability (2025), addresses urban sustainability challenges. As a certified member of the College of Architects of Peru, he integrates eco-friendly methods into architectural education and practice. Mr. Higa’s work exemplifies a commitment to creating resilient, sustainable built environments. 📚🌱✨

Academic and Professional Experience🎓💼

Mr. Daniel Ikemiyashiro Higa is an accomplished architect and university professor with a Master’s degree in Architecture and Sustainability from De Montfort University, UK. With six years of professional experience in architecture and construction, he specializes in implementing creative, efficient, and environmentally friendly design methods. As a lecturer in Architectural Technology at De Montfort University, he integrates sustainability principles into education and practice. His work reflects a commitment to advancing eco-friendly construction techniques and innovative solutions for a sustainable built environment. 📚🌱✨

Research Focus 🌍🏗️

Mr. Daniel Ikemiyashiro Higa’s research centers on sustainable construction materials and eco-friendly architectural practices. His groundbreaking studies explore the use of unconventional materials, such as cardboard, for sustainable building practices in urban settings like Lima, Peru. Published in Sustainability (2024), his work demonstrates how alternative materials can address environmental and urban challenges while promoting resilience. Additionally, his design projects, including shared public spaces in San Juan de Lurigancho, reflect his commitment to integrating innovative solutions into real-world architectural practices. His research is shaping the future of sustainable design in architecture. 📚🌱✨

Professional Membership 🌍🏗️

Mr. Daniel Ikemiyashiro Higa is a certified member of the College of Architects of Peru (CAP), earning his professional registration in 2020. His certification, listed under number 22350 in Book XXIX, Page 225 of the CAP registry, highlights his formal recognition as an architect committed to professional excellence. This membership underscores his dedication to upholding the standards of architectural practice in Peru while integrating innovative and sustainable design solutions into his work. As a member of this esteemed organization, he actively contributes to advancing eco-friendly practices in architecture. 📚🏛️✨

Research and Innovations 📚🌱✨

Mr. Daniel Ikemiyashiro Higa focuses on innovative construction materials and sustainable design to tackle urban environmental challenges. His recent research, published in Sustainability (2025), explores the use of cardboard as a viable construction material in urban settings, particularly in Lima, Peru. This groundbreaking study highlights the potential of alternative materials to create eco-friendly and cost-effective building solutions. By integrating sustainability into architectural practices, Mr. Higa’s work advances the possibilities of resilient and environmentally conscious urban development, addressing the growing need for sustainable infrastructure. 📚🌱✨